AI Plan Advisor Disclaimer

Last updated: February 2026

EnrollSalud is NOT the Health Insurance Marketplace™ website. We provide plan comparison for educational purposes only. For official enrollment, visit HealthCare.gov.

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Critical DisclaimerThe AI Plan Advisor is an experimental educational tool. It is NOT a licensed insurance agent, financial advisor, or healthcare provider. All AI-generated content should be verified with official sources before making any decisions.

1. Nature of AI-Generated Content

The AI Plan Advisor feature of EnrollSalud uses artificial intelligence technology (powered by Anthropic's Claude API) to provide plain-language explanations of health insurance plans, financial strategies, and year-over-year comparisons.

All content generated by the AI Plan Advisor:

•Is for educational and informational purposes ONLY

•Does NOT constitute insurance, financial, tax, or medical advice

•May contain errors, inaccuracies, or outdated information

•Should NEVER be the sole basis for enrollment or financial decisions

•Does NOT create any professional-client relationship

2. Limitations of AI Technology

Users should be aware that AI technology has inherent limitations:

•Accuracy: The AI may generate incorrect calculations, misinterpret plan details, or provide outdated information. Premium estimates, subsidy calculations, and cost comparisons may not reflect actual amounts.

•Personalization: The AI cannot account for all individual circumstances, including specific medical conditions, provider preferences, prescription needs, or complex tax situations.

•Currency: AI responses are based on training data that may not reflect the most recent plan changes, rate updates, or regulatory modifications.

•Bias: AI systems may reflect biases present in training data and may not provide equally comprehensive information for all plan types or situations.

3. User Responsibilities

Before making any decisions based on AI Plan Advisor content, users MUST:

1Verify all plan details, premiums, and benefits directly with the insurance carrier or on HealthCare.gov.

2Consult with a licensed insurance agent for personalized plan recommendations.

3Speak with a tax professional regarding subsidy eligibility, APTC calculations, and tax implications.

4Consult a healthcare provider for any medical decisions related to plan selection.

4. Year-Over-Year Comparison Disclaimer

The AI Plan Advisor may provide comparisons between plan years (e.g., 2025 vs. 2026 costs). These comparisons are based on publicly available data and general subsidy formulas. Actual costs may vary significantly based on individual circumstances, final rate filings, and federal/state regulatory changes.

Premium and subsidy estimates are approximations only. Actual amounts will be determined during the official enrollment process on HealthCare.gov.

5. No Endorsement

The AI Plan Advisor does not endorse, recommend, or promote any specific health insurance plan, carrier, or provider network. Any mention of specific plans is for informational and comparison purposes only.