CMS & Marketplace Compliance

Last updated: February 2026

EnrollSalud is NOT the Health Insurance Marketplace™ website. We provide plan comparison for educational purposes only. For official enrollment, visit HealthCare.gov.

1. Non-FFM Disclaimer (CMS Required)

Required by 45 CFR 155.220(c)(3)(vii) — This disclaimer must be prominently displayed on the landing page and plan selection page.

ATTENTION: This website is operated by [EnrollSalud / Company Name] and is not the Health Insurance Marketplace™ website. In offering this website, [Company Name] is required to comply with all applicable federal law, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Health Insurance Marketplace™ website. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace™ website at HealthCare.gov.

2. Plan Detail Disclaimer

If the platform does not display all plan information required under 45 CFR 155.205(b)(1), the following must be shown on plan detail pages:

This website may not display complete information about a Qualified Health Plan. For complete plan details, visit HealthCare.gov or contact the plan's insurance company directly.

3. Prominent Display Requirements

Per CMS guidance, disclaimers are considered "prominently displayed" when they are:

•Present on both the initial consumer landing page and on the plan selection/comparison page

•Viewable without requiring the user to click on an additional link

•Written in a font size no smaller than the majority of text on the webpage

•Displayed in the same non-English language as any language the platform supports (Spanish)

•Noticeable in context (font color contrasts with background)

5. Agent/Broker Compliance on Platform

Agents using EnrollSalud must comply with CMS Marketplace compliance requirements:

•Current FFM registration and training for the applicable plan year

•Valid state insurance license

•Proper documentation of consumer consent

•Adherence to CMS marketing guidelines and prohibited practices

•Reporting of suspected fraud to CMS at the Agent/Broker Email Help Desk

6. Non-Discrimination & Accessibility

EnrollSalud does not discriminate on the basis of race, color, national origin, sex, age, disability, gender identity, or sexual orientation. The platform provides equal access to its services and complies with applicable federal and state civil rights laws, including Section 1557 of the Affordable Care Act.

The platform is available in English and Spanish. We strive to maintain accessibility compliance with WCAG 2.1 Level AA standards.

7. Implementation Guide

Footer Disclaimer

EnrollSalud is not the Health Insurance Marketplace™ website. 
This website is operated by [Company Name] and provides 
health insurance plan comparison for educational purposes only. 
Plan details and pricing are subject to change. For official 
enrollment, visit HealthCare.gov or contact a licensed 
insurance agent. EnrollSalud does not sell insurance and 
is not a licensed agent or broker.

AI Advisor Modal Disclaimer

🤖 AI Plan Advisor — This explanation is generated by 
artificial intelligence for educational purposes only. 
It is NOT insurance advice, financial advice, or a plan 
recommendation. Information may contain errors. Always 
verify plan details at HealthCare.gov and consult a 
licensed insurance agent before making enrollment decisions.

Subsidy Estimate Disclaimer

⚠ Estimated costs and subsidies shown are approximations 
based on the information you provided. Actual premium tax 
credits (APTC) and final costs will be determined during 
the official enrollment process at HealthCare.gov. 
Individual results may vary.